There are great lessons in this film about the perils of credit - but - like one who is hustled on the streets for not being street smart - if you believe that renting money does not have a cost - and you buy stuff you cannot afford - you will drown in debt in other words, you will get hustled.
I am a little distraught that this movie focused on only one side of the issue and not on the other side - the lack of personal responsibility. Nobody forced these people to get credit cards. If these vultures continue to exist, then we must educate our children not to become easy prey . . . especially when they hit college.