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Movies / On DVD / Maxed Out: Hard Times, Easy Credit and the Era of Predatory Lenders
Maxed Out: Hard Times, Easy Credit and the Era of Predatory Lenders

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Maxed Out: Hard Times, Easy Credit and the Era of Predatory Lenders (2007)

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Reviews Counted:48

Fresh:42

Rotten:6

Average Rating:7/10

Consensus: Maxed Out's presentation of startling facts and candid interviews put a human face on the issue of debt and financial insecurity.

Rated: Not Rated

Runtime: 90 mins

Genre: Education/General Interest

Theatrical Release:Mar 9, 2007 Limited

Synopsis: Author and filmmaker James D. Scurlock takes on the powerful financial industry in an insightful and infuriating documentary about credit card debt in America. As he crisscrosses the United States,... Author and filmmaker James D. Scurlock takes on the powerful financial industry in an insightful and infuriating documentary about credit card debt in America. As he crisscrosses the United States, Scurlock interviews average Americans whose lives have been ruined by predatory financial lenders. His subjects are from all walks of life--everyone from retired widows in the Midwest, to poverty-stricken Southerners, to two college students who commit suicide due to their insurmountable bills. Scurlock exposes the extortionate rates of the credit card companies, and reveals their practice of preying upon the very people who are least likely to be able to pay their debts. His interviews with a Harvard law professor, debt collectors, and self-help "financial gurus" further expose the shocking corruption within the financial system and the toxic ties between the corporations and the United States government. The subject matter is gripping enough, but Scurlock ups the entertainment value with a pop-music soundtrack and by splicing in archival footage from educational films. MAXED OUT carries an urgent message for the future of America. Scurlock's battle cry is: grab the scissors and destroy your plastic--before it destroys you. [More]

Director: James D. Scurlock

Director: James D. Scurlock
Composer: Benoit Charest
Producer: James D. Scurlock
Studio: Red Envelope Entertainment

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Release:

Jun 5, 2007

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Reviews for Maxed Out: Hard Times, Easy Credit and the Era of...

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Has some sweet touches that make its very bitter medicine a little more palatable: humorously ironic educational film snips and some brutally honest interview subjects. Still, it's hard to watch it and not walk out angry at someone.

Full Review Source: E! Online | comment Comment
03/08/07
Alex Markerson
Alex Markerson
E! Online

Given that James D. Scurlock's documentary Maxed Out is a resolutely uncinematic progression of talking heads -- and they're talking about a subject most of us would rather not even think about -- it's a remarkably entertaining film.

Full Review Source: Salon.com | comment Comment
03/06/07
Andrew O'Hehir
Andrew O'Hehir
Salon.com
Top Critic Icon Top Critic

James Scurlock’s Maxed Out takes a long-overdue swipe at the shamelessly predatory tactics of the credit-card and home-mortgage industries, which are feeding on the most economically vulnerable members of our society.

Full Review Source: New York Observer | comment Comment
03/07/07
Andrew Sarris
Andrew Sarris
New York Observer
Top Critic Icon Top Critic

A film all high school seniors should see. And their parents. And their siblings, neighbors, best friends and acquaintances. You should see it, too.

Full Review Source: Washington Post | comment Comment
03/08/07
Ann Hornaday
Ann Hornaday
Washington Post

To maximize your return on this useful report, sit through the end credits where Spurlock deposits some of his best material.

Full Review Source: Chicago Sun-Times | comment Comment
03/23/07
Bill Stamets
Bill Stamets
Chicago Sun-Times

When it comes to credit, it pays to be informed.

Full Review Source: TheMovieChicks.com | comment Comment
11/04/07
Cherryl Dawson and Leigh Ann Palone
Cherryl Dawson and Leigh Ann Palone
TheMovieChicks.com

As a film, Maxed Out occasionally loses its way with glib choices (get ready to get tired of the song Money) and odd diversions (a segment with a Realtor begins the movie with a whimper, not a bang). But as a cry of outrage, it's spot-on.

Full Review Source: St. Paul Pioneer Press | comment Comment
03/15/07
Chris Hewitt (St. Paul)
Chris Hewitt (St. Paul)
St. Paul Pioneer Press

If your outrage glands need a workout, be sure to see Maxed Out, a muckraking, emotionally powerful, wickedly entertaining documentary on the dreary-sounding topic of consumer debt.

Full Review Source: Minneapolis Star Tribune | comment Comment
03/15/07
Colin Covert
Colin Covert
Minneapolis Star Tribune

Maxed Out is sort of a plastic Super Size Me, where every interviewee knows that this is out of control, yet they feel hopeless and unable to deal.

Full Review Source: Austin Chronicle | comment Comment
03/24/06
Darcie Stevens
Darcie Stevens
Austin Chronicle

It's a slapdash affair... yet still winds up with a raw, gritty power.

Full Review Source: eFilmCritic.com | comment Comment
04/24/07
David Cornelius
David Cornelius
eFilmCritic.com

Oh, the stories Scurlock tells.

Full Review Source: New York Magazine | comment Comment
03/05/07
David Edelstein
David Edelstein
New York Magazine
Top Critic Icon Top Critic

shines a light on one of the most pervasive (and potentially disastrous) problems affecting our society today

Full Review Source: Filmcritic.com | comment Comment
06/17/07
David Thomas
David Thomas
Filmcritic.com

Entertaining and smart, Maxed Out is certainly big-screen worthy

Full Review Source: Film Journal International | comment Comment
03/09/07
Doris Toumarkine
Doris Toumarkine
Film Journal International

If you've ever had problems with credit card debt, this insightful doc will either be the most enlightening or most depressing one you see this year.

Full Review Source: ComingSoon.net | comment Comment
03/06/07
Edward Douglas
Edward Douglas
ComingSoon.net

James Scurlock's often riveting documentary is likely to leave you outraged over the manipulative greed of America's banks and credit card firms.

Full Review Source: New York Daily News | comment Comment
03/09/07
Elizabeth Weitzman
Elizabeth Weitzman
New York Daily News

Anyone who's ever tangled with a credit card company will come out of it with boiling blood and a vow to get out from under their infernal thumbs once and for all.

Full Review Source: EricDSnider.com | comment Comment
03/25/06
Eric D. Snider
Eric D. Snider
EricDSnider.com

A solid, informative piece, but not a revelatory one. And if you should go see it, it's probably a good idea to pay at the boxoffice with cash rather than via a credit card.

Full Review Source: One Guy's Opinion | comment Comment
03/08/07
Frank Swietek
Frank Swietek
One Guy's Opinion

Part American cautionary tale, part credit card industry exposé, James Scurlock's Maxed Out should be required viewing for anyone who has ever opened an envelope that exclaims, "You have been pre-approved!"

Full Review Source: Reel.com | comment Comment
03/09/07
Gary Goldstein
Gary Goldstein
Reel.com

This muckraking documentary on America's personal-debt crisis lays bare the predatory practices of credit card companies and the Bush administration's cozy relationship with the financial services industry.

Full Review Source: Chicago Reader | comment Comment
12/04/07
J. R. Jones
J. R. Jones
Chicago Reader

a Dante-esque descent into a distinctly American form of Hell

Full Review Source: Boxoffice Magazine | comment Comment
03/09/07
Jay Antani
Jay Antani
Boxoffice Magazine
 
 
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