What Spurlock discovers in his scathing investigative inquiry, is a shocking national situation of debt slavery, with all the earmarks of science fiction.
Maxed Out: Hard Times, Easy Credit and the Era of Predatory Lenders (2007)
Tomatometer
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Reviews Counted:48
Fresh:42
Rotten:6
Average Rating:7/10
Consensus: Maxed Out's presentation of startling facts and candid interviews put a human face on the issue of debt and financial insecurity.
Theatrical Release:Mar 9, 2007 Limited
Synopsis: Author and filmmaker James D. Scurlock takes on the powerful financial industry in an insightful and infuriating documentary about credit card debt in America. As he crisscrosses the United States,... Author and filmmaker James D. Scurlock takes on the powerful financial industry in an insightful and infuriating documentary about credit card debt in America. As he crisscrosses the United States, Scurlock interviews average Americans whose lives have been ruined by predatory financial lenders. His subjects are from all walks of life--everyone from retired widows in the Midwest, to poverty-stricken Southerners, to two college students who commit suicide due to their insurmountable bills. Scurlock exposes the extortionate rates of the credit card companies, and reveals their practice of preying upon the very people who are least likely to be able to pay their debts. His interviews with a Harvard law professor, debt collectors, and self-help "financial gurus" further expose the shocking corruption within the financial system and the toxic ties between the corporations and the United States government. The subject matter is gripping enough, but Scurlock ups the entertainment value with a pop-music soundtrack and by splicing in archival footage from educational films. MAXED OUT carries an urgent message for the future of America. Scurlock's battle cry is: grab the scissors and destroy your plastic--before it destroys you. [More]
Director: James D. Scurlock
Director: James D. Scurlock
Composer: Benoit Charest
Producer: James D. Scurlock
Studio: Red Envelope Entertainment
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Reviews for Maxed Out: Hard Times, Easy Credit and the Era of...
The film's scattered ruminations on credit card mania add up to a powerful indictment of a culture of mindless consumption spinning out of control.
...it couldn't be clearer that the average American has been seduced by consumer creditors who are more than willing to bleed them dry.
At times funny, but mostly tragic, Scurlock's film is important viewing for any who owns a credit card without realizing that it's a wallet time bomb.
Though the movie sometimes feels a bit cursory in telling its many stories, many of its points resonate strongly, in that hey-how-come-I-didn't-know-that way that the best muckraking journalism can do.
While the documentary does a credible job of pointing out the magnitude of the problem, it skirts the issue of what can be done about it and by whom.
Part American cautionary tale, part credit card industry exposé, James Scurlock's Maxed Out should be required viewing for anyone who has ever opened an envelope that exclaims, "You have been pre-approved!"
All the film provides is this bulletin: Lefties are angry about the things Lefties are angry about, chiefly corporate profits.
James Scurlock's often riveting documentary is likely to leave you outraged over the manipulative greed of America's banks and credit card firms.
Has some sweet touches that make its very bitter medicine a little more palatable: humorously ironic educational film snips and some brutally honest interview subjects. Still, it's hard to watch it and not walk out angry at someone.
James Scurlock's documentary serves up cautionary tales of epic abuse, though the overall tone is faux cheerful and sometimes genuinely entertaining, especially in the use of clips from an old educational film that looks too fatuous to be faux.
Scurlock's filmmaking style leans more heavily on woebegone personal testimony than facts and figures, but politicians willing to go up against the credit industry's lobbyists would be well advised to take a look.
Scurlock does well to counter the more dire aspects of the film with a razor-sharp sense of humor.
A film all high school seniors should see. And their parents. And their siblings, neighbors, best friends and acquaintances. You should see it, too.
A solid, informative piece, but not a revelatory one. And if you should go see it, it's probably a good idea to pay at the boxoffice with cash rather than via a credit card.
James Scurlock’s Maxed Out takes a long-overdue swipe at the shamelessly predatory tactics of the credit-card and home-mortgage industries, which are feeding on the most economically vulnerable members of our society.
A slapdash piece of work totally indebted to second-hand rhetorical strategies (the '50s educational film, glib Bush-bashing) and threadbare indignation.
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