99 Homes

Critics Consensus

Fueled by powerful acting and a taut, patiently constructed narrative, 99 Homes is a modern economic parable whose righteous fury is matched by its intelligence and compassion.



Total Count: 151


Audience Score

User Ratings: 15,626
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Movie Info

Set amidst the backdrop of the 2008 housing market catastrophe, Dennis Nash, a hard-working and honest man, can't save his family home despite his best efforts. Thrown to the streets with alarming precision by real estate shark Mike Carver, Dennis, out of work and luck, is given a unique opportunity - to join Carver's crew and put others through the harrowing ordeal done to him in order to earn back what's his. Delicately training his eye on the rigorous details, the reliably astute Ramin Bahrani imbues his characters with icy complexity to achieve his compassionate portrait of a man whose integrity has become ensnared within an all-too-relevant American crisis. With precision and care, Bahrani's provocative character study applies all the cinematic tools at his disposal to explore the ethical dilemma at the heart of man's struggle to reach higher - by whatever means necessary.


Andrew Garfield
as Dennis Nash
Laura Dern
as Lynn Nash
Michael Shannon
as Rick Carver
Noah Lomax
as Connor Nash
Tim Guinee
as Frank Green
J.D. Evermore
as Mr. Tanner
Nicole Barré
as Nicole Carver
Wayne Pére
as Frank's Lawyer
Ann Mahoney
as Mrs. Tanner
Gus Rhodes
as Neighbor
Judd Lormand
as Mr. Hester
Donna DuPlantier
as Mrs. Tidwell
Tom Buis
as Millionaire Businessman
Gretchen Koerner
as Neighbor Friend
Jamie Elliott
as Mansion Partier
Jonathan Vane
as Adam Bailey
Luke Sexton
as Crew Leader
Garrett Kruithof
as Court Clerk
Joni Bovill
as Mrs. Moros
Cynthia Santiago
as Mrs. Green
Jeff Pope
as Evicted Man
David Maldonado
as Detective #1
Jason Kirkpatrick
as Tenant Husband
Robert Larriviere
as Commissioner Arthur Link
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Critic Reviews for 99 Homes

All Critics (151) | Top Critics (40) | Fresh (140) | Rotten (11)

  • The rackets and scams it exposes are all real, the result of extensive research. It's a gripping thriller with good guys and bad guys, but everyone in it is a victim, including Rick Carver. Bahrani's achievement in this film is breathtaking.

    Nov 19, 2015 | Rating: 4.5/5 | Full Review…
  • A simplistic but stirring morality play centered on the pressure point of the savings-and-loan crisis.

    Oct 8, 2015 | Full Review…
  • [Garfield] the protege is the film's first weak point: his avowed decency - he loves his simple mom and moppety son! - is a flimsy thing, and its quick collapse leaves our hero both pathetic and despicable.

    Oct 8, 2015 | Rating: 1/5 | Full Review…
  • "Inside Job" could almost be an alternative title for this gripping and timely drama, which makes none of the family's choices look easy.

    Oct 8, 2015 | Rating: 3.5/4 | Full Review…
  • A gripping dramatic thriller about the winners and losers in America's game of mortgage roulette.

    Oct 8, 2015 | Rating: 3.5/4 | Full Review…

    Rafer Guzman

    Top Critic
  • Bahrani's film asks a timely, yet timeless, question: How far would you go to save your home? Would you be wiling to lose yourself in the bargain?

    Oct 8, 2015 | Rating: 4/5 | Full Review…

Audience Reviews for 99 Homes

  • Oct 16, 2016
    Michael Shannon plays a repo man and Andrew Garfield plays an impoverished construction worker who is later recruited by Shannon to do his dirty work. It's thoroughly tense, dramatic, and entertaining, save for the end, which I thought could have been bolder. It's an engaging premise executed relatively well, further bolstered by two excellent performances (particularly Michael Shannon). It gives us insight into the repercussions of the 2008 financial crisis, and is arguably one of the best films centered around it.
    Kevin M Super Reviewer
  • Jun 07, 2016
    While this is related to the economic crash of 2008, set only two years after it, there's a certain universality to the story this that even someone as myself, whose house is bought and paid for can still relate to. And that's not to mention the people who watch this film who have had their houses foreclosed on and been evicted from them. As far as I feel about that, clearly I think banks are in the wrong, because they give out these loans to these families and then they screw them on the interest rates, to the point that they're likely to be paying that loan out for a really goddamn long time without even making a dent in their debt. The banks really screw the families in a lot of these cases and it sucks that this has been allowed to happen for so long without any repercussions. I don't know if how the way this film portrays these business men who foreclose on homes and then sell them, but they treat people's homes like it's just another sale and not a place where people have built their entire lives with their families. They don't view that part of it, they view the money. Again, unsure if that's how it really is, but it wouldn't surprise me if it was. With that said, I really liked this movie. Andrew Garfield and Michael Shannon, especially, give fantastic performances. Garfield has always had this likable quality to him that makes it easy to relate to him and you really do get to see how he does what he does, at first, because he really does want to do what is best for his family and what is best for his family is to go work for the man that foreclosed on his house and evicted him from it. The story is as you would expect, at first Dennis is reluctant, but as he starts to make more and more money with Rick, he starts to enjoy the economic success that he has never had in any of his prior construction jobs. The way he sees it, and he and Rick do some pretty shady shit to get around the government, the government never did anything for him and it's fine for him to take some of that back. Which is a sentiment that a lot of people, myself included, can relate with. The government takes and takes and takes from hard-working people without ever really giving any of it back, so I can see the appeal. But, eventually, as Dennis becomes more and more involved in Rick's business, he finds himself doing the same thing that Dennis did to him at the beginning of the film and that is evicting people out of their homes. So the film plays with that dynamic, like how far would a person go to provide for their own family? Essentially, the very thing that Dennis is doing to help his family get out of this motel that they're force to stay it is the same thing that drives them against him in the climax of the film. Was the risk all worth it in the end, if your family doesn't respect you or want anything to do with you? The story itself isn't exactly that unique, in the slightest. Sort of reminds me of Breaking Bad. Walter White decides to produce and sell meth in order to provide for his family. But everything he did in the series led to the eventual destruction of his family. It isn't as extreme in this film as it was in Breaking Bad, because Dennis does try to find a way to atone for his actions at the end of the flick. Walter got to a point where things were never gonna be the same ever again. Dennis isn't at that point just yet, he can still find a way to hold on to his family. And I think the movie does do a good job at keeping that 'hope', as it were, alive. The film is really well-written, so no complaints on that front. Again, the narrative isn't that unique to this film, but it's really well told and the acting is pretty much top-notch, from both Garfield and Michael Shannon. I wouldn't say that the film is great, don't really know why, it just never really reached that level. It's really damn good though and I would definitely recommend it if you have Amazon Prime. Even if you don't, it's at the very least worth a rental. It's got a timely story, it's intelligently written and it's got an excellent cast. So I can't really complain much.
    Jesse O Super Reviewer
  • May 22, 2016
    Intelligent, powerfully executed, maturely conceived and unbelievably poignant-99 Homes is an uncommon film. Set against the 2008 housing market downturn, 99 Homes follows a young father in his attempts to hold on to his economically struggling family having lost his home in foreclosure. His foreclosure was one microcosm of an entire housing meltdown of the time-with an integral playing a ruthless real estate magnet-Rich Carver. He sons began working with Carver and must confront both the economic realities of the period, what it takes to survive- and the no holds barred mindset that just might lift him out of it-but at what cost? It's a film that builds slowly, but to immense effect-and proves to be incredibly intelligent, a family drama meets Wall Street meets the Big Short.
    Jeffrey M Super Reviewer
  • Dec 13, 2015
    In arguably my favourite film of 2015, the central story of "99 Homes" follows Dennis Nash (Andrew Garfield), his mother Lynn Nash (Laura Dern), and his son Conner Nash. They are evicted from their home by Rick Carver (Michael Shannon) of Carver Realty and they must move all of their belongings to a motel while they sort out their issues. Once Rick sees Dennis as more than an everyday man, he recruits him. Illegally legally doing their job, they scam the system to make more money than they should be on home foreclosures and side effects begin to ensue. This is one of the most brutally honest films I have seen in a very long time, and definitely in all of 2015. This is a very independent film that I think deserves a much broader audience. Andrew Garfield and especially Michael Shannon shine in their roles, bringing the necessary dramatic heft to the story that was needed. "99 Homes" not only shows what goes on in everyday life, but the brutality of it. I loved every single second of this film and it will definitely have me watching it multiple times. As I said before, this might be my favourite picture of 2015. Brilliantly written, extremely well-acted, and incredibly raw and true, this film is a work of brilliance in the art of film.
    KJ P Super Reviewer

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