ATM desperately wants to be a high concept thriller in the vein of Phone Booth, but lacks the good performances and thrills of that movie to be successful. The writing and acting are terrible, the characters continually do remarkably dumb things, and the "set-up" phase of the story to get you involved with the characters is downright atrocious. I didn't like any of these characters at all and some of the things that come out of their mouth make you shake your head. There's a scene or two that pack a punch viscerally, but they are too separated and are following by stupefying actions. They do one thing right not showing who the villain is or what his motivations are, but the ending just felt tacked on to me. I mainly watched this because I thought the concept sounded really cool, but beyond that there's nothing to recommend about this film. It lacks the brain, story, and thrills required of this genre to succeed.